Hire purchase

Svea Finance hire purchase

Easy application, fast answer and convenient management. Svea Finance hire purchase is an affordable, simple and convenient solution for larger or unexpected purchases. Svea Finance hire purchase is suitable for you if you value:

• Simplicity and flexibility. No initial instalment required for purchases valued at up to 1,000 euros. For smaller purchases, submitting a bank statement is usually not required either.
• Speed. Hire purchase applications are generally answered within minutes. If a bank statement is required in addition to the application, reviewing the application may take up to 2 hours.
• Transparency. In our hire purchase self-service environment, customers can receive a detailed overview of all hire purchase agreements and upcoming monthly payments. You can also request for early termination of the agreement or rescheduling as well as receive a swift reply to your questions through our online customer support.

The service is offered by Svea Finance AS. To review the service terms and conditions, contact the merchant’s customer service representative; consult an expert, if necessary. The annual percentage rate of charge is 25.99% on the following sample terms and conditions: hire purchase amount EUR 500, deposit 0%, repayment period 2 years, annual interest rate 14.5%, monthly hire purchase premium 0.2%, contract fee EUR 19.50.

LHVconsumer loan

The consumer loan service is offered by AS LHV Finance. The consumer loan terms and conditions are available for review at our store and at www.lhv.ee/jarelmaks. Consult an expert, if necessary.

• Loan amount from €200 up to €15,000
• Interest rate from 9.9% on the remaining balance
• No collateral required 
• Free early repayment