Hire purchase

Fertilitas’ services can be paid for through hire purchase. Read about Svea Finance and LHV Finance hire purchase terms and conditions here.
 

Svea Finance hire purchase


Easy application, fast answer and convenient management. Svea Finance hire purchase is an affordable, simple and convenient solution for larger or unexpected purchases. Svea Finance hire purchase is suitable for you if you value:

  • Simplicity and flexibility. No initial instalment required for purchases valued at up to 1,000 euros. For smaller purchases, submitting a bank statement is usually not required either.
  • Speed. Hire purchase applications are generally answered within minutes. If a bank statement is required in addition to the application, reviewing the application may take up to 2 hours.
  • Transparency. In our hire purchase self-service environment, customers can receive a detailed overview of all hire purchase agreements and upcoming monthly payments. You can also request for early termination of the agreement or rescheduling as well as receive a swift reply to your questions through our online customer support.

The service is offered by Svea Finance AS. To review the service terms and conditions, contact the merchant’s customer service representative; consult an expert, if necessary. The annual percentage rate of charge is 25.99% on the following sample terms and conditions: hire purchase amount EUR 500, deposit 0%, repayment period 2 years, annual interest rate 14.5%, monthly hire purchase premium 0.2%, contract fee EUR 19.50.

LHV Finance hire purchase


The hire purchase service is offered by AS LHV Finance. The hire purchase terms and conditions are available for review at our store and at www.lhv.ee/jarelmaks. Consult an expert, if necessary.

The annual percentage rate of charge of the hire purchase is 19.91% on the following sample terms and conditions: credit amount EUR 600, deposit 0%, annual interest rate 15.9%, contract fee EUR 19.9, repayment period 36 months, payment in the form of monthly annuity payments.